Lending through Kiva involves risk of principal loss. Kiva does not guarantee repayment or offer a financial return on your loan.

© 2020 Kiva. All rights reserved.

2020 Power in Numbers Campaign: Terms & Conditions: $25 Kiva credit offer

 “Eligible Participant”: Open only to residents of any one (1) of the fifty (50) United States or the District of Columbia or Canada who: (1) are eighteen (18) years of age or older (or at least the age of majority in their jurisdiction of primary residence and (2) makes a qualifying loan through the Kiva campaign page.

“Eligible Loan”: Loan made on the offer microsite on the Kiva.org platform made through the Kiva landing page designated for the offer in the amount of $25 USD or greater.

“Qualification Period”: Starts at 12:01:00 a.m. Pacific Time (“PT”) on October 19, 2020 and ends the earlier of (2) 11:59:59 p.m. PT on November 08, 2020 or when the total Reward amount reaches eleven thousand (11,000) loans.

“Redemption Period”:  Starts at 12:01:00 a.m. Pacific Time on October 19, 2020 and ends at 11:59:59 p.m. PT November 30, 2020.

“Reward”: A Kiva credit in the amount of USD $25.00 to make another loan using the Kiva.org platform during the Redemption Period to a qualified borrower registered with Kiva on Kiva’s platform and located outside the United States. Proceeds from the loan are not payable to Eligible Participants and are instead payable to the Kiva PayPal Donor Advised Fund. Rewards are not tax deductible. There is a limit of one (1) Reward per Eligible Participant.

How to Qualify: Eligible Participants must make an Eligible Loan during the Qualification Period on the Kiva.org platform dedicated offer landing page.

How to Redeem: Once received and qualified for, the Reward will be made available for use in the Eligible Participant’s Kiva account on the next Eligible Loan that must be made during the Redemption Period.  The Reward must be redeemed during the Redemption Period and may only be redeemed as described in these terms & conditions.

Miscellaneous: The Offer and Reward are made by Kiva while supplies last. Redemptions are final, will not be returned, and are subject to review and verification. The Reward has no cash value and cannot be redeemed for cash. Kiva may provide an alternate reward of equal value if it is unable for any reason to fulfill the Reward. Kiva reserves the right to cancel, suspend or modify the Offer in part or in its entirety at any time without notice, for any reason in its sole discretion. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. Neither Kiva nor PayPal are responsible and/or liable for any lost, stolen, late, incomplete, illegible, interrupted, delayed, or misdirected e-mail, Reward, or offer-related materials or correspondence or if any participant’s e-mail address, or other contact information does not work, is deleted, or is changed. The Offer is void where prohibited. The Offer is not transferable. Any questions relating to the Offer will be resolved in Kiva’s sole discretion and its decisions related to the offer will be final and binding. An Eligible Participant’s selection does not guarantee that the borrower selected by the user will receive the loan. Kiva does not guarantee repayment of loans made on the Kiva.org site. Loans are available where Kiva services are provided. Kiva user terms and conditions apply to Eligible Loans and redemption of the Rewards.

Lend Now

10 days of lending

10 years of impact

Make a $25 loan, get another $25 to lend*

Lend Now
Lend Now

Make a $25 loan, get another $25 to lend*

Lend Now

Make a $25 loan, get another $25 to lend*